Zoot Presents Checks to Bozeman Area Non-Profts

Topics: Payments

In an effort to give local businesses a fresh start to 2017, Zoot’s Grant Committee surprised two area non-profits with $2,000 each – the Children’s Museum of Bozeman, which has recently re-opened after a devastating flood that damaged the museum on Thanksgiving day last year, and … Continue reading →

2016: Year in Review

Topics: Customer Experience, Customer Service
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The year 2016 has come and gone but I wanted to provide a recap of the most read Zoot blog posts from last year just as a reminder that although industry news is ever changing, some topics seem to resurface year after year. Here’s a recap … Continue reading →

At the Intersection of Banking and Politics

Topics: Regulations, Trends

Why your vote matters

For those of us in the financial services industry, while we each have our own political views and choice of a candidate, we probably all wish we had a crystal ball to predict the future of the banking world as a result … Continue reading →

Streamline the User Experience with Mobile Carrier Data

Topics: Customer Experience, Technology
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The entire world has gone mobile—from millennials to grandparents. Consumers want to pay their bills, buy a great pair of shoes and take care of day-to-day finances on the morning subway commute or at the corner coffee shop. This norm of using mobile devices to do … Continue reading →

The Confounding Threat of Synthetic Identities

Topics: Customer Experience, Fraud
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Our fraud series on Zoot Blog recently discussed a multitude of threats facing the financial industry and provided insight regarding next steps in prevention. One thought provoking point raised during these conversations is that criminals are taking advantage of banks’ desire to provide a frictionless customer … Continue reading →

Changes to the Military Lending Act: An Update

Topics: Customer Service
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In June, ZootBlog provided important information regarding changes to the Military Lending Act (MLA). As promised, we’re providing the most recent updates to inform lenders as they prepare for the target compliance dates of October 3, 2016 and October 17, 2017 (credit card only).

There is … Continue reading →

Costco/Citi Transition Trending Positive

Topics: Customer Experience, Customer Service
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After a rocky start, the transition from American Express to Citi for Costco co-brand credit card holders seems to be trending positive. That’s good news for consumers and a boon for the retailer and issuer alike.

My household is now equipped with two functioning Costco Anywhere … Continue reading →

Costco, Citi Visa transition pains continue

Topics: Customer Experience, Customer Service
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Last week I wrote about the painful transition Costco customers are experiencing as the retailer’s relationship with American Express ends and a new co-brand partnership with Citi begins. The post included some missed opportunities in providing a better customer experience. As it turns out, more pain … Continue reading →

Missed Opportunities in the Costco Transition to Visa Cards

Topics: Customer Experience, Customer Service
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It was big news last week as the Costco/American Express partnership came to an official close. It’s an even bigger headache for Costco customers who have not received their replacement cards from Citigroup—a customer service misstep that could be bad for business on both sides.

Transitioning … Continue reading →