Tag Archives: Risk-Based Pricing

Risk-Based Pricing Regs Take Effect

Ed Rice
By:  Ed Rice
On: February 16, 2011
Topics: Regulations
Tagged: , ,

Several months ago our clients began asking us how we could help them prepare for the risk-based pricing disclosure rules that went into effect on January 1, 2011. We’ve also received numerous requests from the media to discuss the ramifications of the new rules not only for financial institutions, but for consumers as well.  Here’s… Continue reading →

Risk-Based Pricing, What Creditors Need to Know

Paul Thielemann
By:  Paul Thielemann
On: August 25, 2010
Topics: Regulations
Tagged: ,

Financial institutions have had no shortage of regulatory changes to manage in recent months. While the CARD Act and the Dodd-Frank Wall Street Reform and Consumer Protection Act have occupied the majority of the headlines, there are other regulatory changes the financial sector is trying to navigate. The most recent compliance questions we’ve received from… Continue reading →

UDAP (Unfair or Deceptive Acts and Practices): Is Your IT Shop Prepared?

Dennis Dixon
By:  Dennis Dixon
On: June 9, 2009
Topics: Regulations, Technology
Tagged: , ,

The industry buzz is that it is going to take some issuers 70–80 percent of their IT capacity to manage the new credit card regulations. That is an alarming statistic, but what exactly does it mean and how is it going to impact card issuers from a technology resources point of view?

Way back when in… Continue reading →