Credit Card Solution

Zoot’s Credit Card solution meets the needs of the nation’s leading credit card lenders with reliable and accurate instant credit decisions. Our scalable infrastructure can support millions of applications a day, yet it is flexible enough to rapidly adapt to changing market demands. It provides realtime decisions and cross-sell opportunities that are so important to growing your portfolio in today’s competitive environment.

For truly optimized process management, credit applications are able to move seamlessly between the automated decisioning process and manual review screens to deal with required manual intervention in cases like fraud flags. Streamlined review screens reduce the time required to complete manual review steps and return applications into the automated workflow. In addition, realtime access to data sources and booking systems enable our rapid processing capabilities, which dramatically improve customer acceptance rates.

Innovative tools included in our Credit Card solution allow your business users to directly control your risk criteria and even make realtime business rule and attribute changes to adapt quickly as the market changes. Of course, all system activities are logged for auditing and legal compliance. Zoot’s Credit Card solution is based on a suite of proven tools and services that enable our clients to meet their unique business goals.

Contact Zoot at (406) 556-7555 or fill out our information request form today!