User Interfaces
Typically institutions are constrained by the trade-off between control and reliability in their credit decisioning and loan origination solutions. Solutions are either extremely reliable and redundant, or easily configurable by the users—never both. Institutions are forced to choose one and accept the repercussions of lacking the other. Zoot is able to offer clients both. We have developed industry-changing graphical user interfaces (GUIs).
These graphical tools allow business users to easily make realtime changes to business rules, credit policy, and process flows within their SaaS solution as market conditions change. Zoot’s secure infrastructure and hosted environment offers reliability and redundancy that is unmatched in the industry, giving institutions both control and flexibility.
With Zoot’s proprietary rules management GUI, business users can easily configure Zoot’s decision engine, giving users total control over decisioning logic and the ability to adapt business rules easily and quickly to market changes. Reliance on technical staff to code the changes by hand is no longer needed, freeing up technical resources to focus on other critical IT and business initiatives.
Zoot’s process management GUI allows business users to design an application workflow from end-to-end, defining points where manual interaction is necessary and seamlessly integrating those points into the automated process.
The ability to instantly respond to market changes is gained by utilizing Zoot’s patent-pending instant rules GUI to make realtime changes to pre-specified criteria in the origination process.
Testing is often a lengthy process, so to alleviate this bottleneck, Zoot created a test file modification tool that allows users to create or edit a test credit file. Our test file modification tool can easily create a test file that meets the criteria you want to test your decisioning logic against. It can then be run through the system, evaluating the outcome of the decisioning logic and saving the user time in searching for a credit file that would match the criteria, as well as possibly preventing a costly oversight in the decisioning logic. The inefficient alternative is running hundreds of test files through the system, hoping that your criterion is met eventually.
Application processing requires data aggregation. Dozens of industry-leading vendors providing data and services are available through a single connection to Zoot using our vendor network. Zoot’s vendor management GUI allows business users to select where in the process third-party data or services should be incorporated, as well as which of their preferred vendors to use.
Contact Zoot at (406) 556-7555 or fill out our information request form today!
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