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Zoot is a global provider of advanced loan origination, account acquisition, and credit risk management solutions. Our focus on clients’ needs has led to long-term relationships with influential financial institutions worldwide, including leading banks, automobile manufacturers, retailers, and payment providers. Zoot’s multinational processing environment has the capacity to deliver billions of realtime decisions annually. Let us show you why top financial institutions worldwide trust Zoot to deliver.

Decisioning Solution

Zoot’s zDecision® consumer-initiated decisioning solution is a robust platform to provide instant credit decisions with even the most complex business rules and decisioning criteria to meet unique business objectives. Learn More


Mobile represents the least expensive channel, provides the best consumer experience, and is arguably the most flexible customer interaction. This ABA Banking Journal article, "Popular bank equipment that customers pay for", explores why banks are struggling to deliver mobile capabilities.

Industry experts, including Zoot’s Marketing Director Eric Lindeen, weigh in on factors that make cardholders the most valuable in the eyes of their financial institution in this Bankrate.com article, "How valuable are you to credit card issuers?"

Financial institutions taking a mobile first approach may be the ones to finally push mobile banking forward. Read how "Mobile Payment Risk Shouldn’t Deter Consumer Adoption" Subscription required to view this article. in this Collections & Credit Risk article.

This Mobile Payments Today article poses the question, "Mobile wallets: will value actually drive adoption?"

Zoot's Eric Lindeen discusses how "A Centralized Credit Policy is Best Defense Against Fair-Lending Complaints" in this American Banker article.

Zoot Enterprises Launches zLinkSM Data Aggregation Solution

Zoot and Earnix Partner to Drive Profitable Customer Relationships for Banks



Endeavour is a specialist mobility company and has been exclusively focused on mobility since 2002. Endeavour is engaged with several fortune 500 companies as their strategic mobility advisors and assist them with their mobility strategy, mobile opportunity assessment and implementation roadmaps. Endeavour provides end to end mobility services including, mobility consulting, mobile application development, user experience, testing center of excellence, mobile porting, mobile middleware implementation, and maintenance of mobile solutions. Watch a demo of the Zoot and Endeavour mobile account opening solution.

Zoot Enterprises