Zoot Enterprises Inc. offers comprehensive, robust, and flexible credit decisioning, loan origination, credit risk management, and customer acquisition solutions to fit our client's unique initiatives. Zoot improves performance for innovative U.S. banks through our reliable and scalable environment, accounting for hundreds of millions of credit transactions each year. We know how hard you work for your customers; now learn how hard we work for you.

Merchant acquirers need to grow their portfolios without incurring prohibitively high costs or risk. Learn how Zoot's newest solution, zMerchant^SM, facilitates more efficient and sophisticated merchant underwriting and monitoring.

Access to the most appropriate data to evaluate new merchants, automated risk triggers to signal dramatic changes in merchant behavior and early identification of risk factors are discussed in the PaymentsJournal article, "It’s Tough Being the Middleman: Managing Risk in Merchant Acquisition"

PaymentsSource and Collections and Credit Risk publish the benefits of using data to offer the right products to the best customers in the article "Using Data Intelligence to Know Your Customer and Manage Risk".

Zoot Launches zMerchant^SM Underwriting and Monitoring Solution

Zoot and ID Analytics Partnership Strengthens Demand Deposit Account Opening

Zoot Enterprises Reports on 2011 Achievements

The One in a Million series takes a closer look at the behind the scenes lives
of successful entrepreneurs. This video segment shares Zoot CEO Chris Nelson’s passion for flying, business strategies to achieve success and advice for
budding entrepreneurs.

The Collections & Credit Risk article, "Credit Risk Analysis That Drives Profitable Retail Banking Behavior," considers the role of credit risk analysis in realigning retail banking costs with retail banking revenue drivers based on customer behaviors.

Zoot marketing director, Eric Lindeen, discusses the future of banking software based on a Steve Jobs approach in the American Banker article,"Bankers Need Apple-Inspired, Useable Technology".

LexisNexis Risk Solutions is a leader in providing essential information that helps customers across all industries and government predict, assess and manage risk. Combining cutting-edge technology, unique data and advanced scoring analytics, Risk Solutions provides products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy. LexisNexis Risk Solutions is part of Reed Elsevier, a leading publisher and information provider that serves customers in more than 100 countries with more than 30,000 employees worldwide. Our financial services solutions assist organizations with preventing financial crime, achieving regulatory compliance, mitigating business risk, improving operational efficiencies and enhancing profitability.