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Zoot is a global provider of advanced loan origination, account acquisition, and credit risk management solutions. Our focus on clients’ needs has led to long-term relationships with influential financial institutions worldwide, including leading banks, automobile manufacturers, retailers, and payment providers. Zoot’s multinational processing environment has the capacity to deliver billions of realtime decisions annually. Let us show you why top financial institutions worldwide trust Zoot to deliver.

Data Aggregation Solution

Zoot’s zLinkSM data aggregation solution is an independent portal to a network of integration-ready data and service vendors for quick and secure incorporation into lending processes such as credit decisioning, loan origination, credit risk management, and fraud prevention. Learn More


Zoot Enterprises Launches zLinkSM Data Aggregation Solution

Zoot and Earnix Partner to Drive Profitable Customer Relationships for Banks

This perspective piece in The Financial Brand addresses the increased competition from challenger brands and offers suggestions, "It’s Simple: Banks Need to Build Better Apps…Or Buy Them"

Managing credit risk has become a data-driven business with promising results.
Zoot’s Eric Lindeen discusses incorporating alternative data into scoring models to drive
banks’ profitability in this Collections & Credit Risk article, "Using Data Decisions to Drive Credit Risk"Subscription required to view this article.

Zoot's Marketing Director, Eric Lindeen, talks about The Coming Revolution in Credit Risk in this PaymentsJournal article.

Zoot's Chris Nelson, CEO and Founder, discusses the opportunity for innovations to break into the mainstream in this ABA Banking Journal article, "Perfect storm for payments innovators?"

Some of the nation’s leading credit experts, including Zoot Enterprises, share the 12 credit card predictions for 2014 in this CreditCards.com article.



LexisNexis Risk Solutions is a leader in providing essential information that helps customers across all industries and government predict, assess and manage risk. Combining cutting-edge technology, unique data and advanced scoring analytics, Risk Solutions provides products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy. Learn more.

Zoot Enterprises