Zoot Industry Briefs
Zoot’s experts are constantly researching the industry to study trends and anticipate our clients’ needs. We bring that knowledge to our clients through white papers, webinars, executive forums, and the newest series to our content library, briefs. Zoot’s industry insight briefs are two-page documents that provide critical information on hot topics in the financial industry.
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Trends in DDA: Take Action Now In a world of uncertainty one thing is definite, the way financial institutions (FIs) conducted DDA business before is no longer effective. Retail bankers need a revised strategy. Get insight on best-practices for responding to current trends while remaining profitable. Abstract Register to Download |
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The Evolution of Prescreen: Sophisticated Lenders Take Advantage to Grow Accounts Account growth has become the number one priority for lenders as they cautiously begin to grant more credit to consumers. Learn how the prescreen process has evolved and what sophisticated lenders are doing to approve more consumers without changing their risk tolerance. Abstract Register to Download |
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Courting Profitable Customers: 5 Customer Service Initiatives that Work Profitable consumers move from one bank to the next in a quest for competitive rates, lower fees, and better customer service. Financial institutions must improve customer service while maintaining a profitable business model. Learn about Zoot’s suggested initiatives. Abstract Register to Download |
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Risk-Based Pricing Regulations: What Creditors Need to Know Financial institutions have had no shortage of regulatory changes to manage in recent months. The most current compliance questions have arisen in connection with risk-based pricing regulations under section 615(h) of the federal Fair Credit Reporting Act (FCRA). Abstract Register to Download |
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Know Thy Customer: A Marketing Imperative As financial institutions (FIs) adapt to the new constraints and continued unemployment, the number one concern now is revenue generation. This can be achieved through an offers repository, which is a database that can store offers for later analysis or general maintenance of historical transactions. Abstract Register to Download |
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Proposed Ability to Pay Regulations: Impact on Credit Card Prescreen Changes to Regulation Z will create challenges for financial institutions, but don't necessarily mean a halt to business as usual. This industry insights brief describes the current status of the proposed regulations and the resources Zoot offers to ensure your platforms remain compliant and profitable. Abstract Register to Download |
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The Three Shades of Compliance: Black, White and Gray The answer to successful compliance rests with everyone, not select individuals and not just those on the front line serving business and consumer clients. Every employee has the opportunity to prevent a compliance breach. Therefore, compliance must be everyone's job. |
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An Integrated Approach to Account Origination The most pressing business concern for financial institutions is how to increase revenues through account origination to sustain business through the economic recovery and beyond. Learn about three capabilities and best practices to successfully enable your strategy. Abstract Register to Download |
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Are Your Businesses Processes Available When the Customer Is? Redundancy and Resiliency Matter At a time when every new account opening is critical, network failures are unacceptable. Learn more about how to ensure your institution's business continuity, reputation, and strategy are protected. Abstract Register to Download |
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Developing Risk Policy in a Dynamic Market Credit risk executives are faced with the difficult task of delivering the most accurate, predictive scorecards to the marketplace quickly and efficiently. Learn more about how you can remove the barriers of cost and time to respond more quickly and accurately to changing consumer behavior and the market Abstract Register to Download |
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