Zoot in the News
Due to legal constraints, Zoot is unable to offer full versions of some of the articles below. To receive a full version of any of the following articles, please contact the publication in which it appears.
| 2010 | ||||
| 9/2/2010 | Bankrate.com | Instant Prescreen for Credit Cards Eric Lindeen, director of marketing for Zoot discusses the latest developments in instant prescreen lending and the lift that lenders can achieve by incorporating new data sources into the process. |
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| 8/11/2010 | Collections & Credit Risk | Risk-Based Pricing: What Creditors Need to Know Paul Thielemann, senior vice president of sales and marketing for Zoot discusses the key points creditors need to know to be in compliance with the risk-based pricing regulations under section 615(h) of the federal Fair Credit Reporting Act (FCRA). |
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| 7/26/2010 | Bankrate.com | Overlap of Rules to Spread Scores Article examines the risk-based pricing regulations that will go into effect on January 1, 2011. Ed Rice, general counsel at Zoot explains the regulations and options for banks to consider when providing the required notices. |
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| 7/2010 | Mortgage Technology | Surviving a Possible Double Dip Mortgage industry experts are anticipating that a double dip is probable, but that technology can help. Zoot CEO Chris Nelson adds that not improving long-established practices is more expensive than the investment needed to make change. |
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| 7/13/2010 | American Banker | Post-Bubble, Alternatives to Credit Scores in Greater Demand Banks are looking for more data, beyond credit scores, to help them make lending decisions. Use of alternative data is a cost effective way to make underwriting stronger by improving acceptance rates and accuracy. Zoot and LexisNexis Risk Solutions are featured as partners for their recent developments in using alternative data in prescreen processes. |
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| 6/25/2010 | PaymentsSource | How Credit Card Issuers Plan to Win Back Customers Using a newly crafted combination of precision pricing, forecast-based risk management, tweaking of rewards programs and improved relationship marketing, major issuers are seeing opportunities to win back business and keep it. Zoot, EMI Strategic Marketing and Insight are featured along with their joint solution, zOptimize, a cross-discipline product designed to help address gaps in issuers’ card-development process. |
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| 6/24/2010 | Collections & Credit Risk | Risk Policy Changes Can Help Collections Eric Lindeen, director of marketing at Zoot, outlines a progressive strategy for employing credit risk policy more quickly and accurately. This strategy may ease collection issues down the road by helping lenders make better credit decisions early. |
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| 6/4/2010 | American Banker | Air Force Model May Fly in Credit Viewpoints article by Eric Lindeen, director of marketing at Zoot, outlines a progressive strategy for employing credit risk policy more quickly and accurately. |
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| 6/2010 | Bank Technology News | The Innovators 2010 Remaking the Industry/Zoot Tackles Cross Sell Woes According to Rebecca Sausner, editor in chief of Bank Technology News, “The companies honored in this year's 9th annual The Innovators issue, have one thing in common: they represent the kind of risk taking and forward-thinking products and services the American financial services industry needs to leapfrog out of the financial crisis and bring the next level of value to customers.” Zoot was named a 2010 Innovator for its zOptimize Multichannel Cross-Sell Solution. The full article is available online. |
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| 5/13/2010 | ABA Banking Journal | Less Predictable Credit Behavior Calls for Changes to Scoring Process There is always risk in lending and recently the risks have become harder to predict. The solution to this issue is to become better prepared to adapt credit policy and business strategies quickly and increase the sophistication of processes for determining who is an acceptable lending risk. |
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| 5/2010 | ABA Bank Marketing | The European Experience Suggests How U.S. Banks Can Serve the Underserved ABA Bank Marketing adapted the Zoot white paper regarding the underserved market into a full-page feature article quoting the document extensively and driving readers to the Zoot's website to download the full white paper. |
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| 4/29/2010 | Collections & Credit Risk | Managing Collections: Industry Leaders Look at Strategies At the 2010 National Collections & Credit Risk Conference in March, financial experts shared their perspectives on managing collections in a presentation titled, “Decrease Defaults with Untapped Customer Information.” This article is a continuation of that discussion by TowerGroup, First Interstate Bank, World’s Foremost Bank, and Zoot Enterprises. |
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| 4/9/2010 | Banking Technology | Collected Works Discusses the change in collection strategies in Europe and North America. Zoot's Vice President of Product Development, Tom Johnson says banks should take advantage of every interaction with a customer to check on information and make it available across every line of business. |
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| 4/1/2010 | Collections & Credit Risk | Collections Technology Takes Center Stage At the 2010 National Collections & Credit Risk Conference, financial experts shared their perspectives on managing collections in a presentation titled, “Decrease Defaults with Untapped Customer Information.” Contains commentary from TowerGroup, First Interstate Bank, World’s Foremost Bank, and Zoot Enterprises. |
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| 3/15/2010 | Collections & Credit Risk | Ability to Pay: Next Steps for Financial Institutions While getting compliant was the first step, the real work starts now. Paul Thielemann, senior vice president of sales and marketing for Zoot Enterprises discusses next steps for financial institutions navigating the new regulations. |
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| 3/2010 | Business Credit Magazine | Keeping Credit Policy Relevant in Today’s Business World The change needed today is the ability to dramatically shorten the credit risk policy development cycle and update scoring models as frequently as needed. Tom Johnson, vice president of product development at Zoot discusses the evolution banks must make to survive in the new economic climate. |
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| 2/26/2010 | Collections & Credit Risk | Risk and Rewards of Technology Investment | ||
| 2/24/2010 | Collections & Credit Risk | Limiting Risk Through Automation, Analytics | ||
| 2/11/2010 | American Banker | Banks Using CRM Tools to Improve Collections Focuses on improving collections systems through tools that can be utilized to better manage the uptick in collections volume and for earlier identification of customers in trouble. Article first appeared in Bank Technology News (Daylight Come and They Need Loans Paid). |
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| 2/10/2010 | The Wall Street Journal | For Office Romance, The Secret’s Out This Work and Family column features companies (including Zoot Enterprises) that have progressive viewpoints about work place dating. The full article is available online. |
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| 2/7/2010 | Bozeman Daily Chronicle | Technical Knockout Economists see tech companies as a saving grace in Bozeman economy. The article highlights Zoot Enterprises as a company continuing to thrive despite the downturn in the national economy. |
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| 2/2010 | Bank Technology News | Daylight Come and They Need Loans Paid Focuses on improving collections systems throughtools that can be utilized to better manage the uptick in collections volume and for earlier identification of customers in trouble. Zoot’s Credit Risk Lab is named as a solution that provides broad risk mitigation capabilities. |
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| 1/26/2010 | PaymentsSource | Issuers Working To Add Income-Estimation Tools To Card-Application Processes Paul Thielemann, senior vice president of sales and marketing and Ed Rice, general counsel for Zoot Enterprises weighed in on the Federal Reserve Board’s release of the final rules implementing the Credit Card Accountability, Responsibility and Disclosure Act. Zoot helps issuers integrate a variety of data tools into its own risk-management programs to meet the new compliance rules. |
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| 1/4/2010 | Collections & Credit Risk | Automating The Collections Process By Tom Johnson, VP of Product Development at Zoot Enterprises. He is a featured speaker at the 14th Annual National Collections & Credit Risk Conference to be held March 21-23 in Miami. |
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| 1/4/2010 | PaymentsSource | Automating The Collections Process By Tom Johnson, VP of Product Development at Zoot Enterprises. The full version of this article is available online. |
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| 2009 | ||||
| 11/20/2009 | American Banker | Industry Has to Act to Fix CARD Law Income Rule | ||
| 11/16/2009 | Information Week | Financial Industry Crisis Spurs Reevaluation of Risk Management It isn't just about one institution's risk, but rather about how risk is shared across the industry and entire economy. |
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| 11/2009 | Independent Banker | Quicker Tests of Credit Risks Features the introduction of the Credit Risk Lab based on the news release issued by Zoot. |
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| 10/2009 | Mortgage Banking | Forrester Names Zoot "Hot Banking Tech Company to Watch" Announces Zoot's inclusion in Forrester Research Inc.'s June 2009 Hot Banking Tech Companies to Watch in 2009: Q2 Update report. Particularly notable is Zoot's Prescreen-of-One Solution. |
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| 9/17/2009 | Subprime Auto Finance News | Zoot: Simply Cutting Originations to Reduce Risk Doesn’t Work Article was adapted by the publication from a Zoot news release: “Zoot Uncovers Troubling Data Regarding Credit Risk Management” | ||
| 9/2009 | Collections and Credit Risk | The Credit Card Game; With a mix of record-breaking charge-off rates and new U.S. card-industry rules, credit card risk management has grown much more complex in the past year. This article is an excerpt of a story that first appeared in Cards&Payments. “To stay on top of compliance with the new rules, issuers need to create and deploy risk models faster," says Eric Lindeen, director of marketing at Zoot Enterprises Inc., which provides systems enabling instant credit decisions."This will also help them keep up with a dynamic model." |
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| 9/2009 | US Banker |
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| 8/2009 | Cards and Payments | Risk-Based Pricing Gets Tricky as New Regs Lift Safety Net Industry experts were called upon to discuss how the new C.A.R.D. regulations will impact credit card risk-management policies. Eric Lindeen, marketing director at Zoot discusses the importance of being able to create and deploy risk models more quickly. The publication announces the unveiling of Zoot’s Credit Risk Lab that shrinks the credit risk policy development process from weeks or months to just days. |
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| July/Aug 2009 | Bank News | Opportunity Emerges out of Current Crisis
This feature article by Zoot’s Marketing Director, Eric Lindeen examines opportunities community banks should take advantage of in today’s financial crisis. These include tapping a new population of customers fleeing larger institutions as consumer confidence wanes and utilizing technology as a method of enhancing customer relationships. That technology should provide greater usability and flexibility without requiring additional IT staff and resources and enhance the bank’s core value propositions. |
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| 7/2009 | American Banker | Consider the Retailer Creditor's Objectives Viewpoints piece by Dennis Dixon, president of Zoot Enterprises discusses legislation affecting retail lenders and industrial loan companies. Retail lenders have different objectives and ideal customer types than traditional banks when it comes to consumer financing. The article urges legislators to consider both sides before passing laws that unfairly punish consumers or retailers. |
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| 7/2009 | Bank Technology News | Card Co's Day of Reckoning Hits IT Discusses the technology implications of the new federal regulations overhauling credit card industry practices. The changes in how card issuers can utilize delinquency and other information to adjust credit availability will require that the links between the risk analysis and servicing side of systems be revamped. "I think it would drive even more the move towards more flexible technology where you could have three pricing tiers or have thousands," says Dennis Dixon, president of Zoot Enterprises. |
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| 6/2009 | Bank News | Zoot Enhances Credit Evaluation Decisioning Engine Announces recent enhancements to Zoot's decisioning engine including; faster processing times, greater flexibility, and improved usability for clients that allows easier implementation of changes. The article appears in the New Solutions section of the issue. |
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| 6/2009 | Bank Technology News | Tech's Not the Primary Problem Tom Johnson, vice president of product development at Zoot discusses the role technology plays for banks in reducing costs, managing risk and providing better service in today’s financial market. He also covers the importance of human reasoning to interpret data from technology systems, to spot patterns and check that decisioning criteria is striking the right balance between approval and risk. |
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| 5/2009 | ABA Bank Marketing | Instant Credit Prescreen: A Way to Stand Out from Competitors? Instant prescreen is an FCRA-compliant approach to qualify consumers for credit products and make offers in realtime. This article discusses the importance of utilizing instant prescreen as an efficient way to cross-sell customers and replace direct mail campaigns with highly targeted and meaningful offers. Includes a case study of First Interstate Bank’s successful implementation of Zoot’s instant prescreen solution. |
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| 5/2009 | STORES | Credit Where Credit's Due Discusses how Zoot’s instant decisioning and loan origination solutions help retailers and retail banks pre-screen customers for credit through all retail channels. With Zoot’s solution World’s Foremost Bank was able to double application volume for Cabela’s without increasing staffing, allowing them to gain tremendous efficiencies while managing risk effectively. |
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| 5/15/2009 | American Banker | Strategic Tech Spending Can Revive Banking Sector Tom Johnson, vice president of product development at Zoot discusses how strategic IT investment can help banks revitalize their industry and move the economy closer to recovery. |
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| 4/22/2009 | Bank Systems & Technology Online | Zoot Unveils Updates to Decisioning Engine Announcement of decisioning engine enhancements designed to help card issuer clients keep pace with industry changes from legislation to credit risk to consumer preferences. |
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| 2/2009 | Bank Technology News | Model Play Adapts to Changing Game Consumer credit conditions are changing faster than existing models and bureau scores can account for. Tom Johnson, vice president of product development at Zoot discusses the small payback of scorecards that are only indicative for a short time after implementation, backing the importance of leveraging analytics, reweighted models and decision optimization technology to better manage portfolios. |
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| 1/31/2009 | New York Times | A (Very) Watchful Eye on Credit Card Spending Article discusses changes in the credit card industry and includes a quote from Dennis Dixon, president of Zoot, regarding technology to assist with responding rapidly to changes in the market. Read the full article at nytimes.com. |
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| 1/6/2009 | Investor's Business Daily | Price Optimization Is Registering With Financial Services Industry Discusses the role of pricing optimization in the financial services industry and addresses misperceptions. Eric Lindeen, marketing director at Zoot, expresses that financial institutions are becoming more aggressive about making pricing optimization decisions more accurate and effective. Includes commentary from analyst firms TowerGroup and Gartner. |
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| 2008 | ||||
| Nov/Dec 2008 | Western Banking | From Hours to Minutes Via Technology Discusses First Interstate Bank’s implementation of a progressive strategy for its credit card division, utilizing strategic automation and Zoot’s innovative technology solutions, to maximize growth and minimize risk in today’s volatile market. |
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| 11/2008 | Collections and Credit Risk | Risk Management Unplugged Industry leaders break down what credit and collection executives need to know in the current economic climate. The article is a partial transcript of Web seminar “5 Things You Need to Know About Credit Risk in a New Environment,” presented by panelists Tim Bates (credit risk management consultant), Andy Callen (CG2 Direct) and Tom Johnson (Zoot). Visit the Zoot events page to view the seminar. |
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| 11/18/2008 | American Banker (BAI Retail Delivery Supplement) |
Who Gets a Credit Card? Simplifying the Answer This case study features First Interstate Bank and the implementation of Zoot technology to automate their credit card decisioning process while mitigating risk. Highlights include the bank’s ability to make changes to credit policies instantaneously in response to market changes and the 900% growth of their card product from 2002-2007. |
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| 11/8/2008 | Bozeman Daily Chronicle | Zoot Named Bozeman-area Business of the Year The Business of the Year award is presented annually by Prospera Business Network to a business in Gallatin or Park County for outstanding service to the community and for their positive contribution to the area economy. Bob Hietala, Prospera CEO, said Zoot’s growth from a basement startup to a major provider of technology solutions to America’s banking system led to the award. |
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| 10/31/2008 | American Banker | Cutting Back Too Much Could Prove Harmful Viewpoints piece by Tom Johnson, vice president of product development at Zoot, identifies that in the current economic climate banks may be doing more harm than good by pulling back too much. He encourages banks to get back to the business of lending by fine tuning credit policies, utilizing additional data sources to make better credit decisions, and taking advantage of the many good lending opportunities still out there through intelligent, automated decisioning processes. |
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| 10/2008 | Financial Services Technology, US Edition | Sound Decisioning Practices in a Volatile Environment A long-term business strategy that leverages an enterprise-wide decisioning approach and utilizes automation and real-time tools to achieve operational efficiency will provide the agility necessary for financial institutions to adapt and thrive in an ever-changing market. Dennis Dixon, president of Zoot examines innovative best practice approaches FSIs can incorporate into their business strategy now while managing risk and increasing ROI. Visit FST online to read the full article. |
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| 9/2008 | F & I Management and Technology | Credit Risk in a New Economy Zoot’s Marketing Director, Eric Lindeen discusses the move from “one size fits all” lending to a more complex decisioning strategy that takes into account different geographic and customer segments and makes use of alternative data to make sound credit decisions and practice selective tightening. Examines opportunities for auto lenders to seek revenue growth in areas they may not have considered before by adding sophistication to scoring models and updating systems to adapt and react quickly to market changes without incurring additional risk. |
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| 9/2008 | Bank Technology News | Think Feds Will Go Easy? Think Again. This article discusses the looming Red Flag rules deadline of November 1. It stresses that banks should start working toward compliance sooner rather than later because the process is more involved than they may think. Predicts that regulators will heavily enforce compliance and cites Zoot as a vendor that offers a Red Flag Solution. |
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| 8/2008 | Dealer Marketing Magazine | Weathering the Storm With Automated Negotiation Tools Discusses innovative, proven strategies designed to help dealers provide the best financing offers to a shrinking customer-base. Tom Johnson, vice president of product development at Zoot explains how automated negotiation and prescreen-of-one can assist dealers with providing immediate and personalized offers to attract and book customers. |
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| 8/2008 | US Banker | Top Tools for Tough Times Describes how with today’s risks smaller banks are seeking cutting edge solutions. First Interstate Bank discusses how its utilization of Zoot’s automated credit decisioning solution has helped grow its credit card program. First Interstate’s John Pannell, vice president of risk/finance states that the solution puts mid tier banks on a level playing field with larger banks.(This article first appeared in the July issue of Bank Technology News.) |
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| 8/2008 | Mortgage Banking | The Marriage of Automation and Risk Mitigation This month’s executive essay authored by Dennis Dixon, president of Zoot Enterprises discusses the importance of mortgage lending strategies that combine risk mitigation and process automation to continuously monitor credit policies. The article describes the importance to mortgage sector of employing automation, using the right tools and services, in order to react to market changes quickly and strategically. |
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| 8/2008 | Secondary Marketing Executive | Saluting the Red Flag: New Compliance Concerns Article defines the steps necessary for lenders to be compliant with Section 315 and 114(B) of the FACT Act, otherwise known as the Red Flag Regulations. Author Tom Johnson, vice president of product development at Zoot, discusses what compliance means for mortgage lenders, what to watch for when establishing policies and the rewards of a well laid out compliance program. |
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| 7/2008 | Bank Systems & Technology | Down, But Not Out Discusses the cyclical downturn of lending and how banks are dealing with the fallout from the credit crisis. First Interstate Bank executives John Pannell and Kevin Guenther (cover photo) discuss the use of decisioning and analytics technology to create a holistic view of their customers. A Zoot client, the bank uses prescreening capabilities that allow them to go through existing accounts to see who meets their lending criteria. Zoot’s Marketing Director Eric Lindeen emphasizes that a one-size-fits-all approach no longer works in today’s market, since economies vary based on region, and the importance of automation to adjust quickly to market changes. |
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| 7/2008 | Bank Technology News | Top Tools for Tough Times Describes how with today’s risks smaller banks are seeking cutting edge solutions. First Interstate Bank discusses how its utilization of Zoot’s automated credit decisioning solution has helped grow its credit card program. First Interstate’s John Pannell, vice president of risk/finance states that the solution puts mid tier banks on a level playing field with larger banks. |
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| 7/21/2008 | Bank News | Zoot Enterprises Presents Webinar: "Credit Risk in a New Economy" Announces a panel discussion by risk managers, risk modelers, and solution providers that provides insight to today’s changing landscape and how financial institutions can adapt and respond. |
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| 7/15/2008 7/7/2008 |
MBA Tech Newslink MBA Newslink |
Red Flag Compliance and ROI Zoot President Dennis Dixon and Marketing Director Eric Lindeen weigh in on how companies can reduce overall fraud, protect existing revenues, and improve business processes while working toward meeting the November 1, 2008 Red Flag compliance deadline. Discusses Zoot’s ability to integrate its products and services into existing workflow or decisioning environments and emphasizes the importance of automation to reduce manual review costs, minimize delays and manage risk. |
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| 7/2/08 | Business to Business | Work's Perks Zoot’s Human Resources Director, Ruth Kronfuss discusses the creative benefits the company offers employees to help with hiring and retention, particularly in a softening market. Cover photo features numerous employees with their dogs on the front lawn of the Zoot campus demonstrating one of the company’s perks; pet friendly policy. |
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| 6/2008 | Bank Technology News | "Red Flags" and the Five Stages of Grief Lists Zoot Enterprises as a vendor with a solution to ensure financial institutions are in compliance with the “Red Flags” provisions of the FACT Act. |
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| 6/2008 | F & I Management and Technology | Taking on Today's Tightening Market Zoot’s Marketing Director Eric Lindeen spoke with four top auto finance executives at the 2008 AFSA Vehicle Financing Show. In today’s tightening market auto lenders are holding their ground and some are looking into alternative markets. The article discusses tools to reach the underbanked consumer without incurring undue risk. |
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| Spring 2008 | Montana Business & Technology | People to Watch Zoot founder and CEO, Chris Nelson is featured in the People to Watch column. The article describes Nelson’s discovery of a need among financial services institutions for PC-based loan approval software. When Nelson’s developments attracted the attention of major financial players, Zoot Enterprises began the journey from a basement start-up to the highly successful company it is today. |
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| 5/2008 | ABA Banking Journal | The Case for e-Project Management Describes the system-related complexities and communication barriers of project management within the banking industry. Dennis Dixon, president of Zoot provides insight to the differing views of optimization from a marketing and compliance standpoint and the need to bring all the differing perspectives together in order to meet your business requirements. |
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| 5/29/2008 | American Banker | Zoot Develops Loan Negotiation System Announces Zoot’s automated negotiation system designed to help lenders increase acceptance rates on loan offers. The system allows auto dealers to present offers to customers based on what is most important to them; interest rate, loan length, monthly payment amount, and trade-in value without going back to the lender numerous times. |
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| 5/20/2008 | MBA Tech Newslink | Automating 'Red Flags' to Deliver Stronger ROI Tom Johnson, vice president of product development at Zoot Enterprises and Jeff Taft, partner at global law firm Mayer Brown LLP discuss compliance with Red Flag legislation by the November 1, 2008 deadline. Highlights include starting early, automating the process, and the significant return on investment gained through fraud reduction and clearing address mismatches. |
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| 5/2008 | Secondary Marketing Executive | Risk Management A Special Report Risk and Reward: Capitalizing on Micro Opportunities Dennis Dixon, president of Zoot Enterprises weighs in on capitalizing on micro opportunities in a down market, faster than your competitors, without incurring unnecessary risk. He discusses the use of sophisticated analytics models and alternative data sources to decrease business risk and reaping the rewards of micro opportunities with powerful, flexible systems capable of reacting quickly to changes in the market. |
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| 5/2008 | Subprime Auto Finance News | Zoot Partners With Lenders to Help Them Better Serve Dealers Highlights Zoot's lending capabilities in the automotive sector—specifically instant prescreen and automatic negotiation. Zoot's solutions assist lenders by helping dealers provide a better customer experience, resulting in increased sales. Zoot's Vice President of Product Development, Tom Johnson discusses Zoot's best practice solutions that allow its clients the flexibility and control necessary to react quickly to changes in the market. |
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| 5/2008 | Mortgage Banking | Flagging Fraud Describes the policies and procedures mortgage lenders must implement to comply with Red Flag Regulations by November 1, 2008. Beyond the policy and procedure challenges, the good news is technology is available to address the regulations and provide a positive return on investment. Zoot's Marketing Director, Eric Lindeen discusses how to reduce fraud while at the same time increasing the number of applications lenders can automate to achieve significant ROI . |
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| 4/10/2008 | Subprime Auto Finance News | Zoot Launches Red Flags Suite The magazine's online version published the announcement of the development of Zoot's Red Flag solution suite. To view the release in its entirety visit our press releases page. |
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| 4/4/2008 | MBA Newslink | Prescreening Technology Outpaces Snail Mail Customer Acquisition Strategies Focuses on the need for new customer acquistion and retention strategies that capitalize on financial institutions' existing infrastructure and customer base.Provides statistical data in support of instant prescreen as a competitive advantage to increasing acceptance rates for credit products. Cites the white paper Operational Excellence: The Prescreen Revolution, by Alex Johnson, SEO Specialist at Zoot. |
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| 4/2008 Issue 901 |
The Nilson Report | Zoot Credit Decisioning for Red Flag Compliance Provides definitions of Sections 114 and 315 of the FACT Act, commonly known as red flag rules. Outlines the process end users of credit information will need to implement by November 1, 2008 in order to comply with the regulations. Introduces Zoot’s Red Flag solution as a standalone product or as part of Zoot’s credit decisioning or loan origination solutions. |
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| 3/2008 | Secondary Marketing Executive | Home Equity on the Rocks: Down, But Not Out While the sector is experiencing difficulties, industry experts see stabilization in the near future. Tom Johnson, vice president of product development at Zoot discusses strengthening relationships with existing customers with an emphasis on cross-selling home equity loans. |
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| 3/1/2008 | ABA Banking Journal | Rebuilding the Ultimate Lending Machine: Will Life After Subprime Yield Better Lending Environments? Discusses how individual lenders will play catch up with automation in this time of post subprime revisionism. Automation will introduce efficiences and an auditable information trail. Includes commentary from Zoot's President Dennis Dixon regarding a focus on organic growth, retention and cross-selling and the need for tech savviness in 2008. |
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| 2/18/2008 | Auto Finance News | Raising a Red Flag Introduces Zoot's development of a solution to address Red Flag rules, a federal regulation that end users of credit information must comply with by Nov. 1, 2008. Zoot President Dennis Dixon and Marketing Director Eric Lindeen discuss the impact on the auto industry. Includes information about Zoot's credit decisioning capabilities. |
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| 2/2008 | Bank Systems & Technology | The Evolution of Payment Cards Discusses the changes, challenges and opportunities impacting the card industry in today's uncertain economy. Industry experts weigh in with their predictions of what banks can expect in the next decade. Includes commentary from Zoot's Vice President of Product Development, Tom Johnson and Revolution Money's President and CEO Jason Hogg. |
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| 2/2008 | American Banker TV/BTN Intelligencer | Five Things You Should Know: The Skinny on Total Network Encryption Total network encryption is difficult, and may one day be mandatory. Take it from Zoot Enterprises president Dennis Dixon, who's been through it. View the videocast. |
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| 2/2008 | US Banker | Responding to the Demands Of Mobile-Banking Consumers Discusses the challenges and opportunities facing financial institutions in adapting to meet the needs of the fast growing consumer mobile environment. Effective cross-selling, based on a database of prior offers, behavior tracking, heuristic data, and marketing data are important to achieving success in this market. |
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| 2/4/2008 | American Banker | For Bill Me Later, Speed Is the Name of the Game Describes how Bill Me Later' s ability to decide quickly whether to grant credit has been a key factor in its growth. The company relies on technology to keep its fraud rates as low as its approval times and uses risk management technology from Zoot Enterprises. Includes commentary from Nick Holland, senior analyst at Aite Group. |
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| 1/25/2008 | Automotive Digest | Zoot Enterprises Makes it Look 'Easy Being Green' Automotive Digest posted Zoot's green initiatives as "Today's Featured Industry Press Release". To view the release in its entirety visit our press release page. |
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| 2007 -2001 | Press Articles Archive | |||
