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Partner List

 

Zoot is proud to partner with the industry-leading companies listed below.

Axciom Acxiom

Acxiom is a recognized leader in marketing services and technology that enable marketers to successfully manage audiences, personalize consumer experiences and create profitable customer relationships. Our superior industry-focused, consultative approach combines consumer data and analytics, databases, data integration and consulting solutions for personalized, multichannel marketing strategies. Acxiom leverages over 40 years of experience in data management to deliver high-performance, highly secure, reliable information management services. Founded in 1969, Acxiom is headquartered in Little Rock, Arkansas, USA, and serves clients around the world from locations in the United States, Europe, Asia-Pacific and South America. For more information about Acxiom, visit Acxiom.com.

Acxiom is a registered trademark of Acxiom Corporation.

   
AES AES

AES is the leader in advanced Agent Emulation™ Systems for consumer credit portfolios for banks and financial institutions. AES offers the patented TRUE™ System that empowers consumers to self-serve on a highly individualized basis according to their personal profile. Consumers are empowered to interact on a self-serve basis to resolve situations on any device, at any time. AES’ patented TRUE™ System helps banks and financial institutions achieve significantly improved operational effectiveness and large increases in profit, while enhancing the customer experience and brand loyalty.

   
AU10TIX AU10TIX Limited

AU10TIX Limited is a pioneer of multi-channel (front-end and online) Secure Customer OnboardingAU10TIX provides solutions for automating the capture, classification, authentication and conversion of ID documents and document images to workable digital records.  Integrated with automated e-form population, signature pads, biometric devices and other customer processing elements these solutions can form a complete paperless Secure Customer Onboarding platform.

AU10TIX is a forerunner of common core technology based multi-channel solutions. The company’s front-end, desktop as well as mobile ID authentication and processing solutions are all based on a shared image-processing and decision-analytics algorithms basis. This enables the implementation of solutions that cover all relevant customer handling interfaces in a more streamlined, cost-effective and simpler to integrate way than conventional, diversified platform solutions.

   
Circulo de Credito Círculo de Crédito

Círculo de Crédito is the fastest growing credit bureau in the Mexican market.

Círculo covers all of Mexico, with more than 300 million trade lines belonging to more than 55 million files. Círculo is dedicated to building better credit conditions for the Mexican society.

Círculo consolidates information for individual’s payment history and obligations, allowing clients to minimize their credit risk and maintain a responsible credit culture.
Círculo’s services enable lenders to evaluate and monitor their credit portfolios to make the most predictive and best informed credit decisions possible.

   
Clarity Services Clarity Services

Clarity Services, Inc. is a Consumer Reporting Agency that provides information to lenders and develops efficient and effective data reporting products to help businesses reduce high-risk lending. Clarity focuses on data reporting for under-banked and near prime consumers. Because under-banked and near prime consumers have minimal recorded data, assessing their creditworthiness proves to be a challenge for lending institutions. Clarity's products enables organizations to know more about these consumers and assists in the decision making process.
   
Earnix Earnix

Earnix integrated customer and Pricing analytics solutions help financial services companies increase profits, sustain growth, and secure customer loyalty by changing the way they acquire, retain, and deliver value to their customers.

Incorporating patented predictive modeling and optimization technology, Earnix provides actionable insights that empower banks and insurance companies to put the customer at the center. Analyzing lifetime value, risk, and preferences, the software formulates pricing and recommendations that transform every customer interaction into an opportunity for value optimization.

The Earnix collaborative analytical platform integrates seamlessly with core operational systems, enabling banks and insurance companies to replace age-old methods with newly invented processes that foster collaboration and accelerate reaction to market dynamics.

With Earnix Optimizer, insurers and banks are able to:
• Target the optimal customers and segments
• Price products according to both risk and demand elasticity
• Increase retention & renewals
• Acquire high value new business
• Streamline pricing processes and accelerate time-to-market of new offers and prices
• Maintain regulatory compliance

 
Endeavour Endeavour Software Technologies Inc.

Endeavour (www.techendeavour.com) is a specialist mobility company and has been exclusively focused on mobility since 2002. Endeavour is a passionate team of 300+ mobile specialists and has wowed many start-ups as well as billion $ brands with exciting and challenging work in enterprise and consumer mobility. Endeavour is engaged with several fortune 500 companies as their strategic mobility advisors and assist them with their mobility strategy, mobile opportunity assessment and implementation roadmaps. Endeavour provides end to end mobility services including, mobility consulting, mobile application development, user experience, testing center of excellence, mobile porting, mobile middleware implementation, and maintenance of mobile solutions.

   
Equifax Equifax

Equifax is a global leader in consumer, commercial and workforce information solutions that provide businesses of all sizes and consumers with insight and information they can trust. Equifax organizes and assimilates data on more than 600 million consumers and 81 million businesses worldwide.  The company’s significant investments in differentiated data, its expertise in advanced analytics to explore and develop new multi-source data solutions, and its leading-edge proprietary technology enable it to create and deliver unparalleled customized insights that enrich both the performance of businesses and the lives of consumers.

Headquartered in Atlanta, Equifax operates or has investments in 19 countries and is a member of Standard & Poor's (S&P) 500® Index.  Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. In 2013, Equifax was named a Bloomberg BusinessWeek Top 50 company, was #3 in Fortune's Most Admired list in its category, and was named to InfoWeek 500 as well as the FinTech 100. For more information, please visit www.equifax.com.

   
First Data First Data

Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.

   
ID analytics ID Analytics

ID Analytics is transforming consumer risk management with patented analytics, proven expertise, and real-time insight into consumer behavior. By combining proprietary data from the ID Network®— one of the nation's largest networks of cross-industry behavioral data—with advanced science, ID Analytics provides unprecedented visibility into identity risk and creditworthiness. Every day, the largest U.S. companies and critical government agencies rely on ID Analytics to make risk-based decisions that enhance revenue, reduce fraud, drive cost savings, and protect consumers.

   
IDchecker IDchecker

WELCOME TO THE FUTURE OF ONLINE IDENTIFICATON

IDchecker checks and processes digitalized identification documents so that the user can easily establish the identity of a potential employee, customer or visitor, in person or online. Customers can upload their documents with devices they use in everyday life. The easy-to-use (mobile) solutions will safeguard their privacy and get them moving on in the process swiftly. No more hard copies to be made. No more annoying delays in an online process. IDchecker’s EASY ONBOARD, STRONG ID and recently added FACELINK bring together years of experience into one powerful solution that offers global coverage for document verification.

   
ID Insight ID Insight

Twin Cities-based ID Insight, the innovator in Access-Point Intelligence, combines its massive collection of data on people and access points with cutting-edge analytics and solutions to help companies prevent fraud, reduce costs and capture more business. ID Insight provides next-generation market research, verification, authentication, and fraud solutions to financial services companies, credit issuers, retailers, online merchants and broadband providers nationwide.

   
Insight Insight Marketing

Insight is an integrated Zoot partner that provides financial institutions with predictive marketing strategies. Insight analytics suite helps banks and credit unions to better understand their customers and customer needs in order to build deeper, more profitable, long-term relationships.

Insight’s predictive models can be run in real-time using Zoot’s zOptimize solution to provide bankers and CSR’s with actionable cross-sell and retention information and offers at all points of customer interaction, including the branch, call center, and online or mobile banking channels.

The following Insight products and services can be fully integrated with any of Zoot’s origination or customer acquisition solutions:

  • Industry Benchmarking and Opportunity Analysis
  • Predictive Customer Analytics
  • Product Propensity to Purchase and Attrition Modeling
  • Database Marketing Strategy
  • Operational and Analytical CRM Integration
  • Tactical Marketing and Sales Process Improvement
  • Customer Growth, Retention and Lifecycle Management
  • Data Integration, Analysis and Measurement

Insight has worked with over 30 of the world’s top 100 retail banks to drive significant increases in sales productivity, customer profitability and analytical marketing effectiveness. Together, Zoot and Insight have developed industry leading customer analytics solutions that provide the most accurate and actionable information for new account opening, real-time cross-selling, and one-to-one selling through any bank channel.

To learn more about Insight’s predictive marketing capabilities and how they can be integrated with Zoot’s solutions, please visit http://www.insight1to1.com or contact Insight’s Managing Partner, Andy Callen, at acallen@insight1to1.com or (770) 998-7593.

   
Iovation iovation Inc.

iovation protects online businesses and their end users against fraud and abuse through an industry-leading combination of shared device reputation and real-time risk evaluation. 2,300 fraud managers around the globe leverage iovation’s database of Internet devices and relationships between them to determine the level of risk associated with online transactions. Leading retail, financial services, social network, gaming and other companies make real-time queries to iovation’s knowledge base of more than 1.5 billion devices from every country in the world. Every day, iovation protects more than 10 million transactions and stops over 200,000 fraud attempts. For more information, visit www.iovation.com.
 
LexisNexis Risk Solutions LexisNexis Risk Solutions

LexisNexis Risk Solutions (www.lexisnexis.com/risk/) is a leader in providing essential information that helps customers across all industries and government predict, assess and manage risk. Combining cutting-edge technology, unique data and advanced scoring analytics, Risk Solutions provides products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy. LexisNexis Risk Solutions is part of Reed Elsevier, a leading publisher and information provider that serves customers in more than 100 countries with more than 30,000 employees worldwide. Our financial services solutions assist organizations with preventing financial crime, achieving regulatory compliance, mitigating business risk, improving operational efficiencies and enhancing profitability.

To watch a video and learn more about how LexisNexis’ products and services are being combined with Zoot’s to increase lender profitability, please visit Diamonds in the Rough: Finding New Customers in a Saturated Market.

   
Loan Science Loan Science

Based in Austin, Texas, Loan Science has been enhancing the value of its clients’ loan programs since 2008.  Loan Science serves clients in banking, consumer lending, structured finance, private equity, and for-profit education with data for optimizing loan portfolio performance.  Loan Science offers a wide array of services and solutions across multiple asset classes.  Services include credit risk and behavior models, credit loss and cash flow forecasting, loss reserve and capital adequacy models (w/expertise in Basel II compliance), pricing and underwriting strategies, collections services, portfolio valuations, and full service portfolio management.  Loan Science maintains a particular focus on the student loan asset class, and as such, has introduced (with demonstrably superior results), advanced consumer credit disciplines to the student loan industry with an array of products and services for managing both private and federal student loans.

   
Magnify Magnify Analytic Solutions

Magnify Analytic Solutions, a wholly owned subsidiary of Marketing Associates, delivers a wide array of data-driven solutions to clients within marketing, risk management, and a variety of operational disciplines. Magnify provides capability across the entire Analytics spectrum, from backward-looking informative Analytics (reports and dashboards) to forward-looking predictive Analytics (statistical models and forecasts) and targeted Analytics for optimization and strategy development. In order to insure that the solutions we provide are robust and "end-to-end", we also offer a full range of infrastructure-related services including data assessment and architecture, consultation, training, and the option of offsite or onsite development.
   
miiCard miiCard

miiCard Identity Verification Services enable high-value transactions purely online for the first time in consumer finance for payments and lending. Accepting miiCard identities, verified to the same level as a physical photo ID check, removes fraud, reduces risk and increases new customer conversion instantly.

By leveraging the security and authority in an individual's financial accounts miiCard establishes proof of identity online, in minutes to remove the need for physical document checks. Verifying everything from name and address through to transaction banking data, miiCard provides all you need to make instant, informed selling decisions and meet regulatory compliance in a single, easy to implement solution.

Find out more at : www.miicard.com

   
Strategic Software Systems Strategic Software Systems

Strategic Software Systems, LLC was founded in 1994 with the objective of providing banks and financial service companies with powerful data warehouse and decision support capabilities. These data warehouse systems, which distill and present huge amounts of actionable data from internal as well as external systems, can be leveraged into information based marketing programs as well as risk managements strategies. SSS has designed and implemented these data warehousing platforms for some of the best-known banks in the United States. In doing so, it has earned a reputation in the industry for high quality, experienced and innovative approaches to banking oriented data warehousing solutions.
   
ThreatMetrix ThreatMetrix

ThreatMetrix is the fastest-growing provider of integrated cybercrime prevention solutions. The ThreatMetrix™ Cybercrime Defender Platform helps companies protect customer data and secure transactions against fraud, malware, data breaches, as well as man-in-the browser (MitB) and Trojan attacks. The Platform consists of advanced cybersecurity technologies, including TrustDefender™ ID, which is cloud-based, real-time device identification, malware protection with TrustDefender™ Cloud and TrustDefender™ Client, as well as TrustDefender™ Mobile for smartphone applications. Recently named to the Wall Street Journal’s “Next Big Thing” listing of the top 50 start-ups in the U.S., the company serves a rapidly growing global customer base across a variety of industries, including financial services, e-commerce, payments, social networks, government, and insurance. For more information, visit www.threatmetrix.com or call +1-408-200-5755.
   
Zoot® is a registered trademark of Zoot Enterprises, Inc.
All other company and product names may be trademarks of their respective companies.

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