Partner List

Zoot is proud to partner with the industry-leading companies listed below.

	Acxiom Acxiom is a recognized leader in marketing services and technology that enable marketers to successfully manage audiences, personalize consumer experiences and create profitable customer relationships. Our superior industry-focused, consultative approach combines consumer data and analytics, databases, data integration and consulting solutions for personalized, multichannel marketing strategies. Acxiom leverages over 40 years of experience in data management to deliver high-performance, highly secure, reliable information management services. Founded in 1969, Acxiom is headquartered in Little Rock, Arkansas, USA, and serves clients around the world from locations in the United States, Europe, Asia-Pacific and South America. For more information about Acxiom, visit Acxiom.com. Acxiom is a registered trademark of Acxiom Corporation.

	Clarity Services Clarity Services, Inc. is a Consumer Reporting Agency that provides information to lenders and develops efficient and effective data reporting products to help businesses reduce high-risk lending. Clarity focuses on data reporting for under-banked and near prime consumers. Because under-banked and near prime consumers have minimal recorded data, assessing their creditworthiness proves to be a challenge for lending institutions. Clarity's products enables organizations to know more about these consumers and assists in the decision making process.

	Earnix Earnix integrated customer and Pricing analytics solutions help financial services companies increase profits, sustain growth, and secure customer loyalty by changing the way they acquire, retain, and deliver value to their customers. Incorporating patented predictive modeling and optimization technology, Earnix provides actionable insights that empower banks and insurance companies to put the customer at the center. Analyzing lifetime value, risk, and preferences, the software formulates pricing and recommendations that transform every customer interaction into an opportunity for value optimization. The Earnix collaborative analytical platform integrates seamlessly with core operational systems, enabling banks and insurance companies to replace age-old methods with newly invented processes that foster collaboration and accelerate reaction to market dynamics. With Earnix Optimizer, insurers and banks are able to: • Target the optimal customers and segments • Price products according to both risk and demand elasticity • Increase retention & renewals • Acquire high value new business • Streamline pricing processes and accelerate time-to-market of new offers and prices • Maintain regulatory compliance

	First Data Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.

	FIS FIS offers a comprehensive solutions portfolio that helps clients automate and streamline processes that detect and prevent new types of fraudulent activity, track and maintain regulatory updates and manage risk levels.

	G2 Web Services G2 Web Services is a leading global provider of payment risk management solutions, including due diligence, compliance, and fraud mitigation, for members of the payments value chain. G2 is a preferred provider to the card networks, acquiring banks, ISOs, payment service providers, and merchants, among others. G2’s global breadth, depth, and experience allow us to guide clients through the complexities of changing regulations, card network rules, and the rapidly shifting payments landscape to identify otherwise unknown risks. Since the company’s inception in 2004, G2 Web Services has investigated, analyzed and linked data from millions of merchants, their websites, and their relationships, building the G2 Merchant MapÔ. The G2 Merchant Map is the industry’s most extensive map of global merchant data, offering current and historical merchant relationships, merchant risk history and insight into merchant behaviors that no one else can provide. G2 Web Services has 250 clients globally and is headquartered in Seattle, Washington. Learn more at: www.g2webservices.com.

	ID Analytics ID Analytics is transforming consumer risk management with patented analytics, proven expertise, and real-time insight into consumer behavior. By combining proprietary data from the ID Network®— one of the nation's largest networks of cross-industry behavioral data—with advanced science, ID Analytics provides unprecedented visibility into identity risk and creditworthiness. Every day, the largest U.S. companies and critical government agencies rely on ID Analytics to make risk-based decisions that enhance revenue, reduce fraud, drive cost savings, and protect consumers.

	Insight Marketing Insight is an integrated Zoot partner that provides financial institutions with predictive marketing strategies. Insight analytics suite helps banks and credit unions to better understand their customers and customer needs in order to build deeper, more profitable, long-term relationships. Insight’s predictive models can be run in real-time using Zoot’s zOptimize solution to provide bankers and CSR’s with actionable cross-sell and retention information and offers at all points of customer interaction, including the branch, call center, and online or mobile banking channels. The following Insight products and services can be fully integrated with any of Zoot’s origination or customer acquisition solutions: Industry Benchmarking and Opportunity Analysis Predictive Customer Analytics Product Propensity to Purchase and Attrition Modeling Database Marketing Strategy Operational and Analytical CRM Integration Tactical Marketing and Sales Process Improvement Customer Growth, Retention and Lifecycle Management Data Integration, Analysis and Measurement Insight has worked with over 30 of the world’s top 100 retail banks to drive significant increases in sales productivity, customer profitability and analytical marketing effectiveness. Together, Zoot and Insight have developed industry leading customer analytics solutions that provide the most accurate and actionable information for new account opening, real-time cross-selling, and one-to-one selling through any bank channel. To learn more about Insight’s predictive marketing capabilities and how they can be integrated with Zoot’s solutions, please visit http://www.insight1to1.com or contact Insight’s Managing Partner, Andy Callen, at acallen@insight1to1.com or (770) 998-7593.

	iovation Inc. iovation protects online businesses and their end users against fraud and abuse through an industry-leading combination of shared device reputation and real-time risk evaluation. 2,000 fraud managers around the globe leverage iovation’s database of Internet devices and relationships between them to determine the level of risk associated with online transactions. Leading retail, financial services, social network, gaming and other companies make real-time queries to iovation’s knowledge base of more than 500 million devices from every country in the world. Every day, iovation protects more than 8 million transactions and stops over 150,000 fraud attempts. For more information, visit www.iovation.com.

	LexisNexis Risk Solutions LexisNexis Risk Solutions (www.lexisnexis.com/risk/) is a leader in providing essential information that helps customers across all industries and government predict, assess and manage risk. Combining cutting-edge technology, unique data and advanced scoring analytics, Risk Solutions provides products and services that address evolving client needs in the risk sector while upholding the highest standards of security and privacy. LexisNexis Risk Solutions is part of Reed Elsevier, a leading publisher and information provider that serves customers in more than 100 countries with more than 30,000 employees worldwide. Our financial services solutions assist organizations with preventing financial crime, achieving regulatory compliance, mitigating business risk, improving operational efficiencies and enhancing profitability. To watch a video and learn more about how LexisNexis’ products and services are being combined with Zoot’s to increase lender profitability, please visit Diamonds in the Rough: Finding New Customers in a Saturated Market.

	Magnify Analytic Solutions Magnify Analytic Solutions, a wholly owned subsidiary of Marketing Associates, delivers a wide array of data-driven solutions to clients within marketing, risk management, and a variety of operational disciplines. Magnify provides capability across the entire Analytics spectrum, from backward-looking informative Analytics (reports and dashboards) to forward-looking predictive Analytics (statistical models and forecasts) and targeted Analytics for optimization and strategy development. In order to insure that the solutions we provide are robust and "end-to-end", we also offer a full range of infrastructure-related services including data assessment and architecture, consultation, training, and the option of offsite or onsite development.

	Strategic Software Systems Strategic Software Systems, LLC was founded in 1994 with the objective of providing banks and financial service companies with powerful data warehouse and decision support capabilities. These data warehouse systems, which distill and present huge amounts of actionable data from internal as well as external systems, can be leveraged into information based marketing programs as well as risk managements strategies. SSS has designed and implemented these data warehousing platforms for some of the best-known banks in the United States. In doing so, it has earned a reputation in the industry for high quality, experienced and innovative approaches to banking oriented data warehousing solutions.

	ThreatMetrix ThreatMetrix is the fastest-growing provider of integrated cybercrime prevention solutions. The ThreatMetrix™ Cybercrime Defender Platform helps companies protect customer data and secure transactions against fraud, malware, data breaches, as well as man-in-the browser (MitB) and Trojan attacks. The Platform consists of advanced cybersecurity technologies, including TrustDefender™ ID, which is cloud-based, real-time device identification, malware protection with TrustDefender™ Cloud and TrustDefender™ Client, as well as TrustDefender™ Mobile for smartphone applications. Recently named to the Wall Street Journal’s “Next Big Thing” listing of the top 50 start-ups in the U.S., the company serves a rapidly growing global customer base across a variety of industries, including financial services, e-commerce, payments, social networks, government, and insurance. For more information, visit www.threatmetrix.com or call +1-408-200-5755.

Zoot^® is a registered trademark of Zoot Enterprises, Inc. All other company and product names may be trademarks of their respective companies.