Zoot Enterprises Reports Record Performance Year in 2005

ASP Transaction Volume up 38 Percent

February 27, 2006

Indian Wells, Calif – Zoot Enterprises, a leading provider of advanced instant credit decisioning and loan origination solutions based in Bozeman, Mont., announced at the 11th Annual SourceMedia Best Practices in Retail Financial Services Symposium a consistent, secure connectivity performance record in 2005, processing approximately 140 million transactions, an increase of 38 percent in volume from 2004.

Over the last four years, the company experienced core-processing uptime exceeding 99.995 percent at its facilities in Bozeman and Billings, Mont. In 2005, no simultaneous outages occurred, so clients with connectivity to both facilities experienced 100 percent uptime, the second year with 100 percent uptime for redundant clients. Zoot consistently processes more than 10 million transactions each month. Zoot's infrastructure includes a highly redundant, fiber optic loop network that connects the application service provider (ASP) facility to two independent central offices with real time failover capacity.

"Zoot performs 90 percent of all transactions in less than three seconds, so our speed and extremely consistent connectivity record translates into phenomenal reliability for financial institutions," said Dennis Dixon, president of Zoot.

About Zoot Enterprise
Bozeman, Mont.-based Zoot Enterprises provides large financial institutions with highly configurable, credit bureau independent instant credit decisioning and loan origination systems. Its fast, flexible and highly secure solutions reduce risk and improve performance for seven of the top ten U.S. financial institutions accounting for more than 100 million credit transactions a year. The company's product lines support a wide range of transactions and allow clients to adapt to market changes in real-time. The ability to meet virtually any credit origination need has led to the company's long-term partnerships with the nation's most innovative financial institutions. Visit www.zootweb.com or call 406.586.5050 for more information.

CONTACT: Andrew McCaskill, 678-781-7210 or Meredith Fletcher, 678-781-7207 or Zoot Enterprises Eric Lindeen, 406-556-7449

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