Zoot Enterprises Expands National Sales Team

Industry Veterans Susie Ready and Kurt Rataski Join Credit Decisioning Company

April 11, 2006

Bozeman, Mont – Zoot Enterprises, a leading provider of advanced instant credit decisioning and loan origination solutions, announced that Susie Ready and Kurt Rataski have joined the company as sales executives. Ready and Rataski have significant experience and expertise in the credit and banking industries. In their new positions, both individuals are responsible for developing new prospect relationships and creating new contractual relationships. Additionally, they will support existing clients seeking new capabilities to support their business.

Ready was most recently a regional sales representative with E*Trade Financial, one of the largest electronic banks in the U.S. While there, she managed all existing marine dealer relationships in a six-state territory and in 2005 obtained revenue growth of 22 percent. She was also director of New Business Development at Risk Management Alternatives in Duluth, Ga., the fourth largest debt recovery agency in the U.S. Ready held sales manager positions at Trans Union Corporation in Orange County, Calif., and at Pitney Bowes Management Services in Los Angeles.

Rataski comes to Zoot Enterprises from American General where he was Director of Credit Operations, responsible for certificate processing, support and development of 4,500 clients who collectively produce more than $230 million in premiums annually. He was also the manager of Business Development at IA Systems, Inc., a provider of loan automation software for the banking industry, where he developed partnerships and reseller relationships nationwide. Rataski was a regional sales manager for Appro Systems and for Securian Financial Network, and he was a sales executive with American Bankers Insurance Group.

Chris Nelson, CEO of Zoot Enterprises, said, “Zoot’s solutions are used by seven of the top ten U. S. financial institutions so it is of tremendous importance that we continue to hire the top talent in our field. Susie and Kurt both have more than fifteen years in various facets of the credit, banking and lending industry, which will prove invaluable to our continued efforts. We are 100 percent dedicated to our clients’ success, and our associates are passionate about the service we provide. The track record of Susie and Kurt speaks volumes about their tenacious efforts to solve their clients’ business challenges. We are excited that they have joined our team.”

About Zoot Enterprises
Bozeman, Mont.-based Zoot Enterprises provides leading financial institutions with highly configurable, credit bureau independent instant credit decisioning and loan origination systems. Its fast, flexible and highly secure solutions reduce risk and improve performance for seven of the top ten U.S. financial institutions accounting for more than 130 million credit transactions a year. The company's product lines support a wide range of transactions and allow clients to adapt to market changes in real-time. The ability to meet virtually any credit origination need has led to the company's long-term partnerships with the nation's most innovative financial institutions. Visit www.zootweb.com or call 406.586.5050 for more information.

CONTACT: Media Contacts for Zoot Enterprises Andrew McCaskill, 678-781-7210 or Meredith Fletcher, 678-781-7207 or Zoot Enterprises Eric Lindeen, 406-556-7449

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