IQ Workflow

The IQ Workflow™ engine is a complete workflow application designed to simplify your manual origination tasks and automate as much of your business process as you would like. It is the centerpiece of Zoot’s Kairos™ loan origination system, and it can also be a standalone product integrated with your existing applications. IQ Workflow can accommodate every product you offer, including mortgage and home equity, credit card and DDA, even automobile and lines of credit. Using a single workflow to tie all of your products together enforces consistent policy and improves loan quality and compliance.

By automating the processes, you reduce the application decisioning to seconds. Zoot has implemented home equity applications where the entire process, including title search, appraisal, and underwriting, can run automatically in less than one minute. Applications that cannot be completed automatically or require additional processing are placed into manual queues for review. Whatever your origination requirements, IQ Workflow can improve and simplify your process.

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