Vendors
In addition to the major credit bureaus and servicing companies, Zoot provides connectivity to a wide range of data and service providers. Below is a sample of our partners whose products and services Zoot is proud to offer through our Vendor Network:
 |
Dun & Bradstreet [USA and Mexico] D&B (NYSE:DNB) is the world’s leading source of commercial information and insight on businesses. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides our customers with quality business information. Customers use D&B Risk Management Solutions™ to mitigate credit and supplier risk, increase cash flow and drive increased profitability; D&B Sales & Marketing Solutions™ to increase revenue from new and existing customers; and D&B Internet Solutions to convert prospects into clients faster by enabling business professionals to research companies, executives and industries. www.dnb.com |
 |
Early Warning Services Early Warning was formed with one purpose in mind – to help eliminate fraud in financial systems. Built upon a nearly 20-year foundation of providing fraud prevention services and its longstanding bank ownership, Early Warning is established as a trusted resource for strategic fraud management. Early Warning facilitates the secure exchange of information and knowledge between organizations for the sole purpose of preventing fraud and offers solutions for responding quickly to evolving fraud challenges. Through its collaborative business model, Early Warning helps organizations obtain a single view of fraud activity across the enterprise and manage fraud on a cross-institution basis. Early-warning.com |
 |
E-Funds Fidelity National Information Services, Inc. (FIS) delivers the total technology solutions that can help your financial institution optimize efficiencies, mitigate risks, maximize revenues and fortify customer relationships. At FIS, we take a strategic approach by offering banks and credit unions technology solutions for opening accounts, originating loans, servicing customers and managing the books via a fully integrated system and single point of contact. www.fismoreinfo.com |
 |
Fair Isaac FICO™ (NYSE:FICO) is the leader in Decision Management, transforming business by making every decision count. We use predictive analytics to help businesses automate, improve and connect decisions across organizational silos and customer lifecycles. www.fico.com |
 |
Core Logic Launched from The First American Corporation, CoreLogic combines the leading providers of financial, property and consumer information, analytics and business intelligence into one dynamic new company. Our industry-specific data, analytics, services and consulting help companies succeed in many industries, including mortgage, real estate, capital markets, insurance, government, automotive, legal, telecom, utilities and title. www.corelogic.com |
 |
First Data First Data powers the global economy by making it easy, fast and secure for people and businesses to buy goods and services using virtually any form of electronic payment. Whether the choice of payment is a gift card, a credit or debit card or a check, First Data securely processes the transaction and harnesses the power of the data to deliver intelligence and insight for millions of merchant locations and thousands of card issuers in 36 countries. www.firstdata.com |
 |
ID Analytics—ID Analytics, the leader in on-demand identity intelligence, provides unprecedented realtime visibility into the identities of individuals, protecting both organizations and consumers. ID Analytics pioneered identity scoring technology. Leading communications and financial services companies, as well as major retailers, government agencies and healthcare insurers, all trust ID Analytics to provide solutions that drive new revenue opportunities, reduce financial losses, and facilitate compliance with federal regulations. ID Analytics is based in San Diego, CA. For more information, visit www.idanalytics.com. |
 |
ID Insight—ID Insight is the industry leader in assessing and managing the risks associated with addresses. Based in Northfield, Minnesota, the company combines its massive collection of data on people and addresses with patented analytics to help companies reduce fraud losses. ID Insight provides next-generation verification, authentication, and fraud solutions to financial services companies, credit issuers, retailers, online merchants, and wireless providers nationwide. For more information, visit www.idinsight.com. |
 |
LA Pro LA Pro loan servicing software is the latest and most advanced system built to handle a wide variety of lending needs. We have an extensive client base of credit unions, CUSOs, alternative lenders, banks, Fortune 100 companies, small companies, finance companies, development organizations - private and public, federal, state and local government entities (foreign and domestic), and other lenders of many types. Laproiq.com |
 |
LexisNexis LexisNexis® is a leading global provider of content-enabled workflow solutions designed specifically for professionals in the legal, risk management, corporate, government, law enforcement, accounting and academic markets. The LexisNexis Risk Solutions build on the LexisNexis tradition as a trusted provider and custodian of quality information, and leverage new cutting-edge technology, unique data and advanced scoring analytics. http://risk.lexisnexis.com |
 |
Melissa Data Melissa Data is an active DMA member, as well as a member of the DMA’s List & Database Council. Since 1985, Melissa Data has been a leading provider of data quality solutions with emphasis on U.S., Canadian, and international address and phone verification, and postal software. www.MelissaData.com |
 |
National Technical Information Service The National Technical Information Service serves as the largest central resource for government-funded scientific, technical, engineering, and business related information available today. For more than 60 years NTIS has assured businesses, universities, and the public timely access to approximately 3 million publications covering over 350 subject areas. Our mission supports the Department of Commerce mission to promote the nation's economic growth by providing access to information that stimulates innovation and discovery. www.ntis.gov |
 |
PayNet PayNet, Inc. is the premier provider of risk management tools and market insight to the commercial credit industry, collecting realtime loan information from more than 200 leading U.S. lenders and turning it into actionable intelligence to manage risk, lower operating costs, originate more loans and improve business strategy. PayNet's small business capabilities range from historic credit-reporting and automated credit-scoring to detailed strategic business reviews that include portfolio risk measurement, default forecasting, peer benchmarking and critical industry trend analysis.www.paynetonline.com |
 |
Visa ICS ICS stands for Issuers' Clearinghouse Service. The Visa U.S.A. Operating Regulations require Issuers to submit information on all consumer credit card applications to ICS. The service was developed at the request of Visa Issuing Members to help reduce card losses on applications. ICS is not a credit bureau, but is similar in some ways and is subject to the same laws, for example, the federal Fair Credit Reporting Act (FCRA). It is a nationwide database that contains bankruptcy, and bankcard application activity, fraud, and questionable data information. Visaicsdirect.com |
 |
Total Systems (TSYS) With a dynamic knowledge of international regulatory and compliance issues, TSYS® offers a premier service environment for financial services and retailers around the globe. Our end-to-end servicing can streamline and simplify your payments needs, enabling your business to recognize new profitability from economies of scale and superior customer service. www.tsys.com |
 |
Wolters Kluwer Financial Services—Wolters Kluwer Financial Services is a leading provider of content, compliance, technology, and services to banking, indirect lending, insurance, mortgage, and securities organizations in the United States. |
 |
Zipwise Zipwise Software is a provider of ZIP code lookup data and related products. www.zipwise.com |
