Zoot White Papers
Sign up to receive notifications when new Zoot thought leadership information is available.
Zoot researches the financial industry and anticipates trends in order to better assist our clients with their current issues while preparing them for future triumphs. A variety of strategic topics are explored in our white papers, industry insight briefs, and case studies. For further research, see our webinars and newsletter. We also have more specific information available about our solutions, tools, and services.
White Papers
Good Origination Solutions Can Be Better: The Hierarchy of LOS
Not all loan origination solutions are created equal. As companies move up the hierarchy of LOS they can gain functionality enhancements that can help them to increase their profitability and efficiency. Furthermore, financial institutions wanting to enhance their current systems can benefit from a prioritized approach to new technology implementation.
Abstract
Register to Download
A Strategic Approach to Increased Account Opening
As lenders orient to the new economic climate, they are searching for ways to rebuild capital and regain consumer trust. This white paper analyzes steps FIs can take to fully utilize flexible technology and gain lasting consumer relationships.
Abstract
Register to Download
How to Choose the Right Credit Decisioning or Loan Origination Vendor
If you find a vendor more interested in your success than their product, then you are on the right track. To find the right vendor, an FI must first prepare a foundation to make a good decision. Usually, choosing what to replace is not a black and white decision.
Abstract
Register to Download
Giving Credit Where Credit Is Due: Serving the Underserved in the United States Through Insight into the European Credit Culture
The underserved population is estimated to be about 70 million U.S. individuals with a profitability in the billions, but this market remains out of reach unless FIs develop a better understanding of this population and alternative products to meet the needs of these nontraditional customers.
Abstract
Register to Download
SaaS or In-house: How to Get the Best of Both Worlds
By combining a reliable, scalable, and redundant SaaS hosted environment with a set of development tools for maintaining business user control, Zoot enables its clients to rewrite the rules of the game and experience the best of both worlds.
Abstract
Register to Download
Adapting To Change: A Need For Speed
The subprime fallout, like the S&L and the Long-Term Capital Bank Management Fund crises before it, has thrown the market into a financial ice age, threatening extinction for institutions that are unable to adapt. This white paper discusses how realtime tools can be used to increase the speed of your response, speed of implementation, and speed of delivery.
Three Overlooked Opportunities of Red Flag Legislation
Properly implemented, a Red Flag solution can stabilize assets via reduced fraud losses, protect the bottom line by paring expenses, and increase profitability by maintaining revenue streams.
Abstract
Register to Download
Customer Intimacy: Connecting through Cross-Selling
New expectations for access to services are colliding with new regulations for managing fraud. In this environment, tools are not enough. Strategy is not enough. Multichannel integration is needed across IT and business—all lines of business.
Abstract
Register to Download
Growth in a Saturated Market: The Evolution of Prescreen
This white paper examines the advantages of instant prescreen for banks seeking to differentiate themselves from their competition, embrace a more intelligent prescreen process, and grow in a saturated market.
Abstract
Register to Download
Operational Excellence: The Prescreen Revolution
This white paper discusses the costs and inefficiencies of traditional customer acquisition strategies like direct mail prescreen in today’s financial services industry and introduces the benefits of a new, more operationally efficient solution, instant prescreen.
Abstract
Register to Download
